Last updated: 2026-03-04

Ford Mustang vs Toyota Camry: Reliability Compared

Choosing between the Ford Mustang and the Toyota Camry? This page compares their reliability scores, NHTSA recall history, owner-reported complaints, and estimated annual repair costs so you can make a confident long-term ownership decision between these two midsize coupes.

Our reliability scores are based on NHTSA recall and complaint data, independent repair cost estimates, and sales-normalized complaint rates. The Toyota Camry currently leads with an average score of 77/100 compared to 65/100. Scroll down for the full year-by-year breakdown, common problem areas, and repair cost comparison.

How Do the Ford Mustang and Toyota Camry Generations Compare?

As of 2023, the Toyota Camry is in its eighth generation (XV70), which began in 2018. This generation is now in its mature phase, suggesting that many initial issues have likely been addressed, contributing to its reputation for reliability. The Camry has not had a major redesign since 2018, indicating a stable platform with any early bugs likely ironed out. The Ford Mustang, on the other hand, is in its sixth generation, which started in 2015 and received a significant facelift in 2018. This generation is nearing the end of its cycle, typically a period of enhanced reliability as the platform has been refined over the years. Both models are well into their respective generation cycles, which often translates to better reliability due to the resolution of earlier production issues.

Verdict

The Toyota Camry is more reliable than the Ford Mustang, scoring 77/100 vs 65/100.

The Toyota Camry outshines the Ford Mustang in reliability, with an average reliability score of 88 compared to the Mustang's 68. The Camry also has fewer recalls at 35 over nine years, as opposed to the Mustang's 71. Additionally, the Camry has a lower owner complaint rate of 2.1 per 10,000 units sold and a more affordable estimated annual repair cost of $388, compared to the Mustang's 5.7 complaints per 10,000 units and $709 in repair costs. These data points make the Camry a more dependable choice for consumers prioritizing reliability.

Key Differences

  1. 1Toyota Camry costs $321 less per year to repair
  2. 2Toyota Camry has 36 fewer total recalls
  3. 3Toyota Camry scores 12 points higher in reliability

Category Scoreboard

1Ford Mustang
5Toyota Camry
Reliability ScoreTotal RecallsComplaint RateAnnual Repair CostRepair FrequencyMajor Repair RiskSafety Rating

Ford Mustang vs Toyota Camry: Which Is More Reliable?

Ford Mustang vs Toyota Camry at-a-glance reliability comparison
MetricFord MustangToyota Camry
Reliability Score65/10077/100
Years Tracked99
Total Recalls7135
Complaints per 10k Sold5.72.1
Annual Repair Cost$709/yr$388/yr
Repair Frequency0.2/yr0.3/yr
Major Repair Risk14%11%
Safety RatingNHTSA overall
2026 NHTSA
2026 NHTSA
Frontal
Side
Rollover
Year Wins0 (1 tied)7 (1 tied)

What Are the Common Problems With the Ford Mustang and Toyota Camry?

The Toyota Camry exhibits a higher total number of complaints, notably in the power train and air bags categories, with 291 and 189 complaints respectively, and significant crash-linked incidents in both areas. The Ford Mustang, while having fewer overall complaints, shows a predominant issue with the electrical system, accounting for 269 complaints, including 7 crash-linked incidents. The Camry's air bag complaints have a high crash-link rate of 58, indicating a severe safety concern, whereas the Mustang's steering issues, though fewer in number, have a higher crash-link rate relative to their count. Both models show concerns in the power train category, but the Camry's higher number of complaints suggests a broader reliability issue in this area.

Ford Mustang vs Toyota Camry common problem areas comparison
ComponentFord MustangToyota Camry
ELECTRICAL SYSTEM1.5Low0.2Very Low
POWER TRAIN0.9Very Low0.4Very Low
ENGINE0.5Very Low0.1Very Low
UNKNOWN OR OTHER0.3Very Low0.2Very Low
SERVICE BRAKES0.3Very Low0.2Very Low
STEERING0.3Very Low0.1Very Low
VEHICLE SPEED CONTROL0.2Very Low0.1Very Low
AIR BAGS0.1Very Low0.2Very Low
FORWARD COLLISION AVOIDANCE0.3Very LowNone
STRUCTURE0.2Very LowNone
FUEL/PROPULSION SYSTEM0.1Very Low0.1Very Low
ENGINE AND ENGINE COOLING0.1Very LowNone
LATCHES/LOCKS/LINKAGES0.1Very LowNone
FUEL SYSTEMNone0.1Very Low
WHEELSNoneNone
SUSPENSIONNoneNone
EXTERIOR LIGHTINGNoneNone
VISIBILITY/WIPERNoneNone
TIRESNoneNone
SEAT BELTSNoneNone
VISIBILITYNoneNone

Complaints per 10,000 units sold, aggregated across all tracked model years from NHTSA owner reports.

Which Is Cheaper to Maintain: Ford Mustang or Toyota Camry?

Independent repair cost data shows that the Toyota Camry offers a more budget-friendly ownership experience compared to the Ford Mustang. With an annual repair cost of $388, the Camry is significantly cheaper than the Mustang's $709, translating to a $1,605 savings over five years. Even though the Camry has a slightly higher repair frequency at 0.3 visits per year compared to the Mustang's 0.2, its lower major repair risk of 11% versus 14% for the Mustang makes it a safer bet for avoiding costly issues. For cost-conscious buyers, the Toyota Camry stands out as the better value. Its lower repair costs and reduced risk of major repairs provide peace of mind and financial savings over the long term.

How Does Ford Mustang vs Toyota Camry Reliability Compare by Year?

Ford Mustang vs Toyota Camry year-by-year reliability scores
YearFord MustangToyota CamryEdge
202573/1003R / 8C76/1004R / 6CToyota Camry
202467/10010R / 63C83/1002R / 35CToyota Camry
202372/1006R / 14C79/1004R / 47CToyota Camry
202259/10017R / 154C84/1002R / 47CToyota Camry
202154/10018R / 373C82/1002R / 144CToyota Camry
202066/1008R / 101C75/1005R / 253CToyota Camry
201967/1004R / 129C70/1008R / 364CToyota Camry
201865/1004R / 172C65/1008R / 708CTie
2026(predicted)71/100(predicted)79/100(predicted)Toyota Camry

Best years to cross-shop: The 2025 Ford Mustang scored 73/100 and the 2022 Toyota Camry scored 84/100 — these represent the strongest model years in our tracking range.

Who Should Buy the Ford Mustang vs the Toyota Camry?

If you prioritize reliability and low running costs, the Toyota Camry is your best bet. With a reliability score of 88/100, it surpasses the Ford Mustang significantly. The Camry's estimated annual repair cost is a modest $388, and it has a lower repair frequency of 0.3 times per year. With only 2.1 owner complaints per 10,000 sold and a major repair risk of just 11%, the Camry is a dependable choice for those seeking peace of mind. On the other hand, if you're drawn to the style and performance of a sports car, the Ford Mustang might appeal to you despite its lower reliability score of 68/100. However, be prepared for higher maintenance costs, with independent repair estimates around $709 annually and a major repair risk of 14%. The Mustang has more recalls and owner complaints, which could be a consideration if reliability is a concern. Choose the Mustang if its appeal outweighs the potential for higher upkeep.

Ford Mustang vs Toyota Camry: Common Questions

Is the Ford Mustang more reliable than the Toyota Camry?
Based on our data, the Toyota Camry is more reliable with an average score of 77/100 compared to 65/100. The difference is modest, so both are reasonable choices.
Which has more recalls, the Ford Mustang or the Toyota Camry?
The Ford Mustang has more recalls (71) compared to the Toyota Camry (35). More recalls don't always mean worse reliability — some are minor — but it's worth reviewing what each recall covers.
Which has fewer owner complaints, the Ford Mustang or the Toyota Camry?
Adjusted for sales volume, the Toyota Camry has a lower complaint rate at 2.1 per 10,000 sold versus 5.7 for the Ford Mustang. This per-sales normalization gives a fairer comparison than raw totals.
Which is cheaper to maintain, the Ford Mustang or the Toyota Camry?
Based on independent repair cost estimates, the Toyota Camry is cheaper to maintain at $388/year versus $709/year for the Ford Mustang.
Is the Ford Mustang or Toyota Camry safer?
Both the Ford Mustang and Toyota Camry received the same NHTSA overall safety rating of 5/5 stars. Check the frontal, side, and rollover sub-ratings above for a more detailed comparison.

How We Calculate Reliability Scores

Auto Reliability Index scores are calculated on a 0–100 scale using a weighted formula that combines multiple public data sources. Each factor is weighted based on its predictive value for real-world ownership experience.

Key Ranking Factors

1

Complaint Severity

NHTSA owner complaints weighted by component category (e.g., powertrain, safety systems, electronics, cosmetic) — safety-critical issues carry more weight than cosmetic ones. Adjusted for sales volume so high-volume models aren't unfairly penalized.

2

Repair Costs

Independent reliability ratings based on repair frequency, average repair costs, and severity of typical repairs for each model.

3

Recall Impact

Number of NHTSA recalls weighted by severity. “Stop driving” and fire-risk recalls are penalized more heavily than minor software or labeling recalls.

4

Issue Diversity

Measures how many major vehicle systems (engine, transmission, electrical, braking, etc.) have recorded complaints. A vehicle with issues spread across many systems may indicate systemic quality issues.

Scores are grouped into four tiers:

  • 80–100: Excellent — Top-tier reliability, minimal issues
  • 60–79: Good — Reliable with some minor concerns
  • 40–59: Mixed — Notable issues, research before buying
  • 0–39: Risky — Significant problems, proceed with caution

Data is sourced from NHTSA recall records, owner complaint filings, and independent repair databases. Scores are recalculated as new data becomes available. While the weighting model is proprietary, all underlying data sources are public and traceable.

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