Last updated: 2026-10-10

2020 BMW X5
RELIABILITY SCORE: 56/100 (MIXED)

2020 BMW X5 Reliability Report

The 2020 BMW X5 has mixed reliability, well below other 2020 SUVs, with starter failures that leave the car unable to start as the main problem.

Recalls

11

Complaints

81

Complaint Rate

16per 10,000 sold

Est. Repair Cost

$1166

Annual Fuel Cost

$3,000–$4,600

Detailed Score Breakdown

Complaint Severity58/100

Component-weighted complaints normalized by sales volume

Repair Costs40/100

Independent repair cost ratings

Recall Impact55/100

Recall count weighted by severity

Issue Diversity84/100

Breadth of reported problem categories

The Verdict

Caution

Starter no-starts and a few fire reports mark this year, which drew 81 complaints against 157 for 2019.

Top Issues to Watch

  • ELECTRICAL SYSTEM (20)
  • ENGINE AND ENGINE COOLING (14)
  • POWER TRAIN (10)

Generation & Refresh (US)

Post-Redesign (Year 3)

2020 is year 3 of the Fourth generation (G05/G18/F95).

  • Redesigned for the 2018 model year.
  • Well-established in its generation — most early issues should be resolved.
  • 4th generation X5 (US).

What this means for buyers

Well into the generation cycle — most design and manufacturing issues should be resolved by now.

2018: Fourth generation (G05/G18/F95) Launch

Generation start — new platform.

2020: This Model Year

2020 is year 3 of the Fourth generation (G05/G18/F95).

Should You Buy the 2020 BMW X5?

Approach this one with caution. Owner complaints and federal recall records put it in mixed territory, well below the average 2020 SUV and among the weaker of nine X5 model years. The 2021 rates about the same, and the 2019 rates worse. It earns 4 of 5 federal crash-test stars, and model-wide repair cost runs an estimated $1166 a year against $1127 for its class.

Starter failure is the problem that matters. Owners report a car that will not start, or will not restart after auto start/stop shuts it off at a light, often with an engine overheating message and a burning smell. Reports fall between about 31,000 and 80,000 miles. Three complaints involve fire, one a full engine-bay fire while parked. Many owners say replacement parts were not available. Others describe drivetrain shuddering at low speed and air bag warning lights.

Ask for proof that any starter work was done, and confirm all 11 recalls are closed. Since 2021 looks similar, the repair history of the individual car matters more than the model year.

Compared to the 2021 BMW X5, which scored 1 points higher. See also the 2019 BMW X5 for an earlier comparison.

Pros

  • +Below-average complaint rate for SUV
  • +4-star NHTSA crash rating

Cons

  • −Below-average reliability score
  • −Frequent unscheduled repairs
  • −Above-average recall count
  • −ELECTRICAL SYSTEM: Starter failures dominate (20 complaints)
  • −5 fire incidents reported in owner complaints

Compare 2020 BMW X5 With

Common Problem Categories

Safety

LOW RISK
  • 11 manufacturer recalls issued

Other

HIGH RISK
  • ELECTRICAL SYSTEM (20)
  • ENGINE AND ENGINE COOLING (14)

See detailed breakdown by component ↓

Recall Overview

11

recalls on record

The 2020 BMW X5 has 11 recalls on record, which is above average. A high count can flag multiple component concerns, though it also shows the manufacturer is actively addressing known issues.

NHTSA.gov →

Complaint Breakdown

16

per 10,000 sold

Segment avg: 20.2

LowAvgHigh
Moderate

Safety Incidents

3

Crashes

5

Fires

2

Injuries

0

Deaths

★★★★★

NHTSA 4/5 Stars

Data sourced from NHTSA complaint filings and manufacturer recall notices. Complaint narratives are owner-reported.

2020 BMW X5 Recall Details

11 recalls have been issued for the 2020 BMW X5. All recall repairs are performed free of charge at authorized dealerships.

24V5760002024-08-01

ELECTRICAL SYSTEM, ENGINE AND ENGINE COOLING

BMW of North America, LLC is recalling certain 2019-2020 X5, X7, 2020 3 Series Sedan, X6, 2020-2021 7 Series Sedan, 2020 8 Series Convertible, 8 Series Coupe, and 2020 8 Series Gran Coupe vehicles. Please see the recall report for the complete list of models. In the event the starter motor fails, repeated attempts to start the vehicle can cause the starter motor to overheat from an electrical overload.

Consequence

A starter motor that overheats can ignite nearby combustible material in the engine compartment, increasing the risk of a fire.

Remedy

Dealers will update the vehicle software, free of charge. Owner notification letters were mailed September 27, 2024. Owners may contact BMW customer service at 1-800-525-7417.

25V6440002025-09-25

ELECTRICAL SYSTEM

BMW of North America, LLC (BMW) is recalling certain 2020 340I, X6, 2020-2025 840I, 2020-2022 740LI, 2019-2020 X7, and X5 vehicles. After repeated attempts, the starter motor may overheat from an electrical overload.

Consequence

An overheated starter motor can ignite nearby combustible material in the engine compartment, increasing the risk of a fire.

Remedy

Dealers will replace the engine starter, free of charge. This recall includes vehicles repaired under recall 24V576 and those owners will need to have their vehicle repaired again. Owner notification letters were mailed February 9, 2026. Owners may contact BMW customer service at 1-800-525-7417. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov November 17, 2025.

22V2670002022-04-20

VISIBILITY

BMW of North America, LLC (BMW) is recalling certain 2022 4 Series Gran Coupe (430i, 430i xDrive, M440i xDrive); 2019-2022 X5 sDrive40i, X5 xDrive40i, X5 xDrive50i, X5 M50i, X5M; 2021-2022 X5 xdrive45e; 2020-2022 X6 sDrive40i, X6 xDrive40i, X6 xDrive50i, X6M and 2019-2023 X7 xDrive40i, X7 xDrive50i, X7 M50i, X7 xDrive60i, X7 M60i, X7M, Alpina XB7 vehicles. The roof function control unit may be programmed incorrectly, allowing the sunroof to close without the key fob present inside the vehicle. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 118, "Power-Operated Window Systems."

Consequence

A sunroof that closes without the key fob present inside the vehicle can increase the risk of injury.

Remedy

Dealers will reprogram the roof function control unit, free of charge. Owner notification letters were mailed June 20, 2022. Owners may contact BMW customer service at 1-800-525-7417.

Showing 10 of 11 recalls. View all on NHTSA.gov →

VIN History Report

Buying a used 2020 BMW X5? Check its history first

Electrical system problems lead owner complaints about the 2020 BMW X5, and 11 recalls were issued for it. A VIN check shows whether this car's recall work was done, plus accident, title, and odometer history.

No VIN? Just hit “Check VIN” to look one up.

  • Accidents
  • Open Recalls
  • Title History
  • Odometer Rollback

2020 BMW X5 NHTSA Safety Ratings

Overall Safety Rating

Overall safety rating: 4 out of 5
Crash Test Results by Configuration (expand)

Gas Powertrain

Driver: 4/5Passenger: 4/5

Rollover risk: 15.9%

Safety Technologies

Dynamic Head Restraints (Driver, Front Passenger)Head Restraint (Not Available)Advanced Belt Feature (Standard)Adjustable Upper Belt Anchorage (Not Available)Seat Belt Reminder System (Driver, Front Passenger)Frontal Air Bag (Driver, Front Passenger)Curtain (Driver, Front Passenger, Rear Seat)Knee (Driver, Front Passenger)Additional Air Bags (-)Meets Side Air Bag Out-of-Position Requirements (Yes)LATCH Locations (Rear Seat)Safety Power Windows (Anti-Pinch) (Standard)Safety Power Windows (Anti-Pinch) locations (Driver, Front Passenger, Rear Seat)
View full safety data on NHTSA.gov →

BMW X5Repair Costs & Maintenance

Maintenance Rating

2Maintenance rating: 2 out of 5

Based on NHTSA complaint patterns, recall severity, and publicly available cost benchmarks.

Est. Annual Maintenance

$1166

vs $1127 avg for luxury fullsize SUVs

vs $652 avg for all vehicles

Repair Frequency

0.8

unscheduled repair visits per year

Severe Repair Probability

17%

chance of a major repair

Annual Cost Comparison

X5
$1166
Category Avg
$1127
All Vehicles
$652

Category-level averages derived from publicly available industry reports (AAA, CarMD). Model-level estimates produced by Auto Reliability Index.

BMW X5 Resale Value

The BMW X5 is estimated to retain about 49.3% of its original value after 5 years, based on observed used-car listings.

This benchmark covers the BMW X5 model overall and is not specific to the 2020 model year.

Value Retained
49.3%

after 5 years

Depreciation
50.7%

over the same period

Listings Analyzed
720

U.S. used-car listings

Listings observed in . Actual resale value varies by trim, mileage, condition, and location.

Explore BMW X5 depreciation and resale value on CarResaleValue.com

MPG & Annual Running Costs

Gas

15–23 MPG

Running cost: $4,150–$5,750/yr

Fuel + repair

13–21 city / 18–26 hwy MPG

Running cost includes EPA fuel-cost estimate and independent repair-cost data (repair cost estimated at model level). Excludes routine maintenance, depreciation, and insurance. Data as of 2020 EPA label cycle.

Gas trims
TrimDriveTrans.CityHwyCombFuel Cost
X5 sDrive40i 3.0L 6-cylRear-Wheel DriveAutomatic (S8)212623$3,000
X5 xDrive40i 3.0L 6-cylAll-Wheel DriveAutomatic (S8)202622$3,150
X5 M50i 4.4L 8-cylAll-Wheel DriveAutomatic (S8)162218$3,850
X5 xDrive50i 4.4L 8-cylAll-Wheel DriveAutomatic (S8)162218$3,850
X5 M 4.4L 8-cylAll-Wheel DriveAutomatic (S8)131815$4,600
X5 M Competition 4.4L 8-cylAll-Wheel DriveAutomatic (S8)131815$4,600

Used Buying Checklist

Key things to inspect or verify before purchasing a 2020 BMW X5.

  • Run the VIN through federal recall records and confirm recalls 24V-576 and 25V-644 show as completed.

  • Restart the engine several times when warm and walk away if a system-overheated message or burning smell appears.

  • Drive in stop-and-go traffic with auto start/stop on and confirm the engine restarts at every light.

  • Creep through a parking lot and reverse slowly; any jerking or shudder points to the transfer case.

  • Lift the front cup holder liners, look for liquid residue or rust, and confirm no air bag warning shows.

  • Inspect both headlights for fogging or water droplets inside the lens.

  • Test the SOS emergency call, GPS and remote start, and check for an emergency call malfunction message.

  • Check the headliner near the driver's sun visor and the floor mat for water stains.

2020 BMW X5 Common Problems by Component

81 owner complaints grouped by vehicle system.

20
14
10
13
ELECTRICAL SYSTEM (20)ENGINE AND ENGINE COOLING (14)POWER TRAIN (10)ENGINE (6)AIR BAGS (6)EXTERIOR LIGHTING (5)UNKNOWN OR OTHER (4)STRUCTURE (3)Other (13)

ELECTRICAL SYSTEM

20 complaintsSafety-related

Starter failures dominate. The car refuses to start, or will not restart after auto start/stop shuts it off at a light, often with an engine-compartment overheating message and a burning smell. Three reports involve fire, one a full engine-bay fire while parked. Many complaints concern recall delays. The starter replacement under 25V-644 often has no parts available, and some starters failed again after the earlier 24V-576 software fix. Other reports describe a leaking roof antenna that disables the SOS emergency call, GPS and remote start, plus navigation and instrument screens going blank while driving.

20 complaints total3 fires

ENGINE AND ENGINE COOLING

14 complaints

The engine fails to start or shuts off at a stop, usually with a system-overheated message telling the driver to wait for it to cool. Waiting rarely helps, some cars stall while moving, and some cannot be shifted out of park or into neutral for towing. Dealers typically find a failed starter motor. Most owners link this to recall 24V-576, yet many say their VIN was not included, and some say the failure returned after a repair. Starter reports fall between about 31,000 and 80,000 miles. Single reports cover an oil pump failure and a failed active air flap controller.

14 complaints total

POWER TRAIN

10 complaintsSafety-related

Shuddering and jerking from the drivetrain is the main pattern. It shows up at low speed, when parking or reversing, and when pulling away on a slope. Owners trace it to the transfer case and a service bulletin. Some cite factory-filled transfer case oil that did not meet spec. Drivers describe the car lurching toward pedestrians or losing power on the freeway. One crash report describes sudden acceleration into a wall even though the driver was pressing the brake. Other complaints cover starter no-starts, fluid leaking from a front differential shaft bearing, and failed power steering.

10 complaints total1 crash
ENGINE (6 complaints)

ENGINE

6 complaints

A sudden low oil pressure warning tells the driver to stop immediately, even at highway speed. The dealer finds a failed oil pump, quoted at almost $6k, and warns the engine may still need replacing. Starter failures shut the engine down in traffic, show an overheating message and block shifting to neutral for towing. Several owners say dealers refused to connect the failure to recall 24V-576 or to reimburse repairs paid before the recall notice. A check engine light caused by the active grill shutter also recurs, once at 61,000 miles.

6 complaints total
AIR BAGS (6 complaints)

AIR BAGS

6 complaintsSafety-related

Air bag warning lights are the main complaint, covering driver, passenger, rear and knee air bags. Dealers point to the sensor under the front cup holders. A spill or condensation can reach it through a hole in the holder, rusting the screw and ruining the sensor. Owners say warranty does not cover the repair. In one crash report, the driver air bag did not deploy in a head-on collision, and 2 people were injured, one with a severe concussion. Owners mention a class action lawsuit.

6 complaints total1 crash2 injuries
EXTERIOR LIGHTING (5 complaints)

EXTERIOR LIGHTING

5 complaints

Moisture inside the headlights is the main complaint. The lenses fog up and water pools inside, and the headlights do not clear on their own, even though dealers say the venting will dry them. Owners worry the headlights could fail. Another recurring issue is auto-dimming of the digital instrument and control displays. They dim in daylight, on cloudy days, and at sunrise and sunset, which makes them hard to read. No crashes are reported.

5 complaints total
UNKNOWN OR OTHER (4 complaints)

UNKNOWN OR OTHER

4 complaintsSafety-related

Starter-related fire risk dominates. One report describes smoke and flames from under the hood after the engine failed to start, months after a starter recall notice. Others describe recall 25V-644 sitting open with no remedy, one for over 15 months. Those owners cannot park in a garage and have no confirmed repair date. A separate report describes the air conditioning compressor failing on day 2 of ownership, with a parts wait of 2 weeks to 2 months.

4 complaints total1 fire
STRUCTURE (3 complaints)

STRUCTURE

3 complaints

The few reports here describe three different failures. Sunroof glass shatters while driving with no visible debris nearby. Rainwater leaks in on the driver's side near the sun visor and under the dashboard, dripping on the driver and pooling on the floor mat. A soft-close door latch fails without warning, so the front passenger door will not stay shut, and the only alert is a door-open message. Each problem appears in a single report.

3 complaints total
SERVICE BRAKES (3 complaints)

SERVICE BRAKES

3 complaints

Three separate problems appear. One owner reports a brake failure in highway traffic, with warning messages matching recall 24V-104, which does not cover this model year. Another finds the front pads worn metal to metal with no warning from the pad wear sensor, only brake noise. A third describes automatic braking activating at about 50 mph with nothing ahead, jerking a passenger forward, on more than one occasion. No crashes are reported.

3 complaints total
STEERING (2 complaints)

STEERING

2 complaints

Only two reports appear. In one, the steering column squeaks, grinds and gets hot to the touch. After two visits, the dealer traced it to the steering rack, which had to be ordered and replaced. The other owner reports steering faults matching recall 19V-631 and notes the car was built around the same time as the recalled vehicles. Neither report describes a crash or loss of control.

2 complaints total

When Do 2020 BMW X5 Problems Start?

Based on owner complaint patterns, here's when common issues tend to appear.

31,000–80,000 milesStarter failure, no-start

Best & Worst BMW X5 Years

Best BMW X5 Years to Buy

BMW X5 Years to Avoid

BMW X5 Reliability Score Trend

Scores 0–100. Higher is better. Current year highlighted.

BMW X5 reliability scores by year
YearScoreRating
201859/100Mixed
201952/100Mixed
202056/100Mixed
202157/100Mixed
202267/100Good
202365/100Good
202457/100Mixed
202564/100Good
202656/100Mixed

BMW X5 Reliability Compared to Other Years

Reliability scores compared across model years
YearScorevs Prior YearRatingRecallsComplaints
202656/100-8Mixed43
202564/100+7Good449
202457/100-8Mixed7134
202365/100-2Good424
202267/100+10Good151
202157/100+1Mixed1385
2020(selected)56/100+4Mixed1181
201952/100-7Mixed13157
201859/100—Mixed663

Frequently Asked Questions

Is the 2020 BMW X5 reliable?
Not especially. Its standing is mixed, well below average among 2020 SUVs and among the weaker of nine X5 model years. Owners filed 81 complaints, about 16 per 10,000 sold, and there are 11 recalls. Starter failure is the biggest concern. The 4 of 5 star federal crash-test rating is a bright spot.
What are the most common problems with the 2020 BMW X5?
Electrical complaints lead, with 20 reports, mostly starters that fail and leave the car unable to start. Engine and cooling follow with 14, then power train with 10, mainly shuddering from the drivetrain. Air bag warning lights account for 6, and owners trace them to a sensor under the front cup holders.
Does the 2020 BMW X5 have starter problems?
Yes. Owners report the car will not start, or will not restart after stopping at a light, often with an overheating message. Reports fall between about 31,000 and 80,000 miles. Dealers typically find a failed starter motor. Some owners say it failed again after repair, and others say replacement parts were unavailable.
How many recalls does the 2020 BMW X5 have?
Federal records list 11 recalls. They cover the electrical system, engine cooling, visibility, back over prevention, suspension, service brakes, exterior lighting, power train and steering. Ask the seller for proof that each one was completed, because owners report delays and parts shortages on some repairs.
Is the 2020 BMW X5 better than the 2019 or 2021?
It rates better than the 2019, which has worse reliability and 157 complaints against 81 here. The 2021 rates about the same, with 85 complaints. Because newer years have had less time to collect complaints, check the individual car's starter and recall history rather than picking by year.

Don’t buy a 2020 BMW X5 without checking its VIN first — hidden accidents, title issues, and open recalls could cost you thousands.

Look Up a VIN →

How we score the 2020 BMW X5

Of the four inputs behind this score, the 2020 BMW X5 does best on how many systems draw complaints (84/100) and worst on repair costs (40/100). Scores weight complaint severity at 35%, repair costs at 30%, recall impact at 20%, and the spread of complaints across systems at 15%, with complaint counts adjusted for US sales. Read the full methodology.

Get notified when new recalls or reliability data is added for the BMW X5.

No spam. Only data updates for this model.

See incorrect data? Report an issue