Last updated: 2026-03-04

56
MixedReliability score: 56 out of 100, rated Mixed
2020 BMW X5

2020 BMW X5 Reliability Score & Common Problems

The 2020 BMW X5 scores 56/100 ("Mixed"). With 11 recalls and 81 owner complaints, buyers should proceed with caution.

2020 is year 3 of the Fourth generation (G05/G18/F95).

Recalls

11

Complaints

81

Complaint Rate

16

per 10k sold

Below avg

Est. Annual Cost

$1166

About avg

Major Repair Risk

17%

NHTSA Rating

4/5

Score Breakdown

Complaint Severity35%
58/100 (Mixed)

Component-weighted complaints normalized by sales volume

Repair Costs30%
40/100 (Mixed)

Independent repair cost ratings

Recall Impact20%
55/100 (Mixed)

Recall count weighted by severity

Issue Diversity15%
84/100 (Excellent)

Breadth of reported problem categories

Caution

Mixed reliability — proceed with caution and budget for repairs.

Top Issues

ELECTRICAL SYSTEM (20)ENGINE AND ENGINE COOLING (14)POWER TRAIN (10)

11 recalls on record

Generation & Refresh (US)

Post-Redesign (Year 3)

2020 is year 3 of the Fourth generation (G05/G18/F95).

  • Redesigned for the 2018 model year.
  • Well-established in its generation — most early issues should be resolved.
  • 4th generation X5 (US).

What this means for buyers

Well into the generation cycle — most design and manufacturing issues should be resolved by now.

Fourth generation (G05/G18/F95)

2018redesign
2019
2020selected
2021
2022
2023

Should You Buy the 2020 BMW X5?

The 2020 BMW X5 scores 56/100 ("Mixed"). Buyers should proceed with caution. 2020 is year 3 of the Fourth generation (G05/G18/F95).

With 81 owner complaints and 11 recalls, the complaint volume is above average. Reported issues — particularly in electrical system (20) — can be costly to repair.

An extended warranty is strongly recommended. A thorough pre-purchase inspection focused on electrical system (20) is essential before committing.

Compared to the 2021 BMW X5, which scored 1 points higher. See also the 2019 BMW X5 for an earlier comparison.

Pros

  • Below-average complaint rate for SUV
  • 4-star NHTSA crash rating

Cons

  • Below-average reliability score
  • Frequent unscheduled repairs
  • Above-average recall count
  • ELECTRICAL SYSTEM: Starter and associated recall repairs (20 complaints)
  • 5 fire incidents reported in owner complaints

Compare 2020 BMW X5 With

Common Problem Categories

Safety

  • 11 manufacturer recalls issued

Other

  • ELECTRICAL SYSTEM (20)
  • ENGINE AND ENGINE COOLING (14)
  • POWER TRAIN (10)
  • ENGINE (6)
  • AIR BAGS (6)
  • EXTERIOR LIGHTING (5)
  • UNKNOWN OR OTHER (4)
  • STRUCTURE (3)
  • SERVICE BRAKES (3)
  • STEERING (2)
  • SEAT BELTS (2)
  • SUSPENSION (1)
  • FUEL/PROPULSION SYSTEM (1)
  • FIRERELATED (1)
  • VEHICLE SPEED CONTROL (1)
  • LANE DEPARTURE (1)
  • BACK OVER PREVENTION (1)

See detailed breakdown by component ↓

Recall Overview

11

recalls on record

The 2020 BMW X5 has 11 recalls on record, which is above average. A higher recall count can indicate multiple component concerns. However, recalls also demonstrate that the manufacturer is actively addressing known issues. All recall repairs are performed free of charge at authorized dealerships.

NHTSA.gov →

Complaint Breakdown

16

per 10k sold

Segment avg: 18.2

LowAvgHigh
Moderate

Safety Incidents

Crashes

3

Fires

5

Injuries

2

Deaths

0

Data sourced from NHTSA complaint filings and manufacturer recall notices. Complaint narratives are owner-reported.

2020 BMW X5 Recall Details

11 recalls have been issued for the 2020 BMW X5. All recall repairs are performed free of charge at authorized dealerships.

25V6440002025-09-25

ELECTRICAL SYSTEM

BMW of North America, LLC (BMW) is recalling certain 2020 340I, X6, 2020-2025 840I, 2020-2022 740LI, 2019-2020 X7, and X5 vehicles. After repeated attempts, the starter motor may overheat from an electrical overload.

Consequence

An overheated starter motor can ignite nearby combustible material in the engine compartment, increasing the risk of a fire.

Remedy

Dealers will replace the engine starter, free of charge. This recall includes vehicles repaired under recall 24V576 and those owners will need to have their vehicle repaired again. Owner notification letters were mailed February 9, 2026. Owners may contact BMW customer service at 1-800-525-7417. Vehicle Identification Numbers (VINs) involved in this recall became searchable on NHTSA.gov November 17, 2025.

24V5760002024-08-01

ELECTRICAL SYSTEM, ENGINE AND ENGINE COOLING

BMW of North America, LLC is recalling certain 2019-2020 X5, X7, 2020 3 Series Sedan, X6, 2020-2021 7 Series Sedan, 2020 8 Series Convertible, 8 Series Coupe, and 2020 8 Series Gran Coupe vehicles. Please see the recall report for the complete list of models. In the event the starter motor fails, repeated attempts to start the vehicle can cause the starter motor to overheat from an electrical overload.

Consequence

A starter motor that overheats can ignite nearby combustible material in the engine compartment, increasing the risk of a fire.

Remedy

Dealers will update the vehicle software, free of charge. Owner notification letters were mailed September 27, 2024. Owners may contact BMW customer service at 1-800-525-7417.

22V2670002022-04-20

VISIBILITY

BMW of North America, LLC (BMW) is recalling certain 2022 4 Series Gran Coupe (430i, 430i xDrive, M440i xDrive); 2019-2022 X5 sDrive40i, X5 xDrive40i, X5 xDrive50i, X5 M50i, X5M; 2021-2022 X5 xdrive45e; 2020-2022 X6 sDrive40i, X6 xDrive40i, X6 xDrive50i, X6M and 2019-2023 X7 xDrive40i, X7 xDrive50i, X7 M50i, X7 xDrive60i, X7 M60i, X7M, Alpina XB7 vehicles. The roof function control unit may be programmed incorrectly, allowing the sunroof to close without the key fob present inside the vehicle. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 118, "Power-Operated Window Systems."

Consequence

A sunroof that closes without the key fob present inside the vehicle can increase the risk of injury.

Remedy

Dealers will reprogram the roof function control unit, free of charge. Owner notification letters were mailed June 20, 2022. Owners may contact BMW customer service at 1-800-525-7417.

Showing 10 of 11 recalls. View all on NHTSA.gov →

2020 BMW X5 NHTSA Safety Ratings

Overall Safety Rating

Overall safety rating: 4 out of 5
Crash Test Results by Configuration (expand)

Gas Powertrain

Driver: 4/5Passenger: 4/5

Rollover risk: 15.9%

Safety Technologies

Dynamic Head Restraints (Driver, Front Passenger)Head Restraint (Not Available)Advanced Belt Feature (Standard)Adjustable Upper Belt Anchorage (Not Available)Seat Belt Reminder System (Driver, Front Passenger)Frontal Air Bag (Driver, Front Passenger)Curtain (Driver, Front Passenger, Rear Seat)Knee (Driver, Front Passenger)Additional Air Bags (-)Meets Side Air Bag Out-of-Position Requirements (Yes)LATCH Locations (Rear Seat)Safety Power Windows (Anti-Pinch) (Standard)Safety Power Windows (Anti-Pinch) locations (Driver, Front Passenger, Rear Seat)
View full safety data on NHTSA.gov →

BMW X5 Repair Costs & Maintenance

Maintenance Rating

2Maintenance rating: 2 out of 5

Based on NHTSA complaint patterns, recall severity, and publicly available cost benchmarks.

Est. Annual Maintenance

$1166

vs $1127 avg for luxury fullsize SUVs

vs $652 avg for all vehicles

Repair Frequency

0.8

unscheduled repair visits per year

Severe Repair Probability

17%

chance of a major repair

Annual Cost Comparison

X5
$1166
Category Avg
$1127
All Vehicles
$652

Category-level averages derived from publicly available industry reports (AAA, CarMD). Model-level estimates produced by Auto Reliability Index.

When Buying a Used 2020 BMW X5

Key things to inspect or verify before purchasing, based on the most common reported issues.

  • Test starter for consistent operation and check for any recall-related repairs
  • Inspect transfer case for jerking or shuddering during low-speed maneuvers
  • Check for moisture in headlights and ensure proper sealing
  • Verify brake system functionality and inspect for any unusual wear or failure
  • Ensure airbags and seat belts are functioning correctly without malfunction alerts
  • Test steering for any abnormal noises or resistance

Check Any 2020 BMW X5's History Before You Buy

Reliability scores tell you what to expect from the 2020 X5 in general — but every car has its own story. Uncover past accidents, title issues, odometer rollbacks, and service records for a specific BMW X5 with a free VIN lookup.

Powered by VINExposed.com — free vehicle history reports using public title and safety data.

2020 BMW X5 Common Problems by Component

81 owner complaints grouped by vehicle system.

20
14
10
13
ELECTRICAL SYSTEM (20)ENGINE AND ENGINE COOLING (14)POWER TRAIN (10)ENGINE (6)AIR BAGS (6)EXTERIOR LIGHTING (5)UNKNOWN OR OTHER (4)STRUCTURE (3)Other (13)

ELECTRICAL SYSTEM

20 complaintsSafety-related

Owners of the 2020 BMW X5 frequently report issues related to the electrical system, particularly involving the starter and associated recall repairs. Complaints often describe starter failures, with symptoms including the vehicle not starting, engine hesitation, and overheating without warning lights. Several reports highlight that recall remedies for starter-related issues are either unavailable or ineffective, leading to repeated failures even after repairs. Notably, three complaints involve fires originating from the engine compartment, posing significant safety risks. These issues commonly arise around 50,000 to 75,000 miles, with some owners experiencing problems shortly after recall-related software updates. Additionally, multiple reports mention malfunctions in the navigation display and telematics system, affecting features like GPS and emergency calls.

20 complaints total3 fires

ENGINE AND ENGINE COOLING

14 complaints

Owners of the 2020 BMW X5 frequently report issues related to the starter motor, with symptoms including failure to start, stalling, and unexpected shutdowns. These problems often occur around 30,000 to 80,000 miles, with several owners experiencing the vehicle failing to restart after being shut off, sometimes accompanied by overheating messages. A recurring pattern involves the vehicle stalling at traffic lights or shifting into neutral unexpectedly. While no crashes or fires are reported, the inability to start or restart the vehicle can lead to significant inconvenience and potential safety risks, especially if the vehicle stalls in traffic or fails to start in critical situations. This information is particularly relevant for potential buyers considering a used 2020 BMW X5.

14 complaints total

POWER TRAIN

10 complaintsSafety-related

Owners of the 2020 BMW X5 frequently report issues related to the power train, particularly involving the transfer case and differential shaft bearing. Common symptoms include jerking, shuddering, and intermittent power loss, often experienced during low-speed maneuvers or while cornering. Several complaints indicate these problems emerge around 35,000 to 55,000 miles. Safety concerns are highlighted by reports of sudden acceleration incidents, including one crash while parking, and instances where the vehicle reportedly fails to start or loses power unexpectedly. Used car buyers should be aware of potential costly repairs and the possibility of recurring issues even after initial fixes.

10 complaints total1 crash
ENGINE (6 complaints)

ENGINE

6 complaints

Owners of the 2020 BMW X5 report several engine-related issues, with frequent mentions of oil pump failures and starter malfunctions. Symptoms include sudden dashboard warnings about low engine pressure and engine shutdowns, often occurring at highway speeds, which may pose safety risks. Some complaints also reference engine overheating messages and difficulties restarting the vehicle, with incidents occurring around 60,000 miles. Additionally, issues with the active grill shutters are noted, often indicated by a check engine light. Buyers should be aware of these potential problems, particularly regarding the costly repairs and safety implications associated with sudden engine failures.

6 complaints total
AIR BAGS (6 complaints)

AIR BAGS

6 complaintsSafety-related

Owners of the 2020 BMW X5 frequently report issues with airbag systems, particularly related to malfunction alerts and sensor problems. Common symptoms include "Driver Restraint System Malfunction" messages and airbag sensor faults, often linked to liquid exposure from cup holders located above the sensors. Complaints indicate that these issues can occur around 39,500 miles and beyond. One report involves a crash where the driver’s airbag failed to deploy, resulting in two injuries, highlighting potential safety risks. Buyers should be aware of the design flaw involving cup holder placement and the potential costs of repairs that may not be covered by warranty.

6 complaints total1 crash2 injuries
EXTERIOR LIGHTING (5 complaints)

EXTERIOR LIGHTING

5 complaints

Owners of the 2020 BMW X5 frequently report issues with moisture accumulation in the headlights, with several describing persistent fogging and water puddling inside the headlight enclosures. This problem is noted to occur even when the vehicle is typically garage-kept, suggesting that exposure to outdoor conditions may exacerbate the issue. Additionally, multiple complaints highlight concerns with the auto-dimming feature of the digital instrument panel, which dims inappropriately during variable lighting conditions such as cloudy days or at sunrise and sunset, making the display difficult to read. These issues are raised as potential safety concerns, particularly regarding visibility and effective headlight function, although no accidents are reported as a direct result. Buyers considering a used 2020 BMW X5 should be aware of these commonly reported issues with the exterior lighting and assess the condition of the headlights and instrument panel functionality during inspection.

5 complaints total
UNKNOWN OR OTHER (4 complaints)

UNKNOWN OR OTHER

4 complaintsSafety-related

Owners of the 2020 BMW X5 frequently report issues related to a recall involving the starter, which poses a potential fire risk. Complaints describe situations where the vehicle is unable to start, followed by smoke and, in one case, an actual fire under the hood. These issues appear unresolved for extended periods, with some owners mentioning the recall has been open for over 15 months without a remedy. Additionally, one owner reports an air conditioning failure shortly after purchase, requiring a replacement compressor with significant wait times. Safety implications are significant, as the fire risk prevents safe parking in enclosed spaces and has led to an actual fire incident. This information is crucial for potential buyers considering a used 2020 BMW X5, especially regarding unresolved recall issues.

4 complaints total1 fire
SERVICE BRAKES (3 complaints)

SERVICE BRAKES

3 complaints

Owners of the 2020 BMW X5 report several issues related to the braking system. A common complaint involves brake failure linked to a specific recall not covering their model year, with one owner experiencing a complete loss of braking capability while driving, verified by an independent service center. Another owner describes the brake pad sensor failing to alert them to worn brake pads, resulting in metal-to-metal contact, although no specific mileage is mentioned. Additionally, some owners report the automatic braking system activating unexpectedly, causing abrupt stops without any obstruction, leading to concerns about rear-end collisions. These issues suggest potential safety risks, including loss of control and increased accident risk.

3 complaints total
STEERING (2 complaints)

STEERING

2 complaints

Owners of the 2020 BMW X5 frequently report issues related to the steering system, with specific complaints about faulty steering and abnormal noises. One owner mentions experiencing a steering problem associated with a recall, indicating potential production timing overlap. Another owner describes a squeaking and grinding noise in the steering column, which was accompanied by overheating to the touch. This issue was diagnosed as a problem with the steering rack, requiring replacement. These complaints do not specify mileage, but they highlight potential safety concerns, such as the possibility of impaired steering functionality, which used car buyers should consider.

2 complaints total
SEAT BELTS (2 complaints)

SEAT BELTS

2 complaints

Owners report seat belt malfunctions in the 2020 BMW X5, with issues primarily involving the passenger seat belt malfunction indicator and rear seat belts that fail to click. Complaints frequently mention the passenger safety systems being reduced due to a malfunction indicator light, although no prior issues were noted. Another common issue involves the back seat belts, specifically the middle and left side, which stop functioning after about a year of ownership, rendering them unusable. These problems have significant safety implications as they compromise passenger safety by preventing proper seat belt use. Potential buyers should be aware of these reported issues, particularly if considering a vehicle with similar mileage or age.

2 complaints total

When Do 2020 BMW X5 Problems Start?

Based on owner complaint patterns, here's when common issues tend to appear.

50,000–75,000 milesElectrical system failures
30,000–80,000 milesEngine and cooling issues
35,000–55,000 milesPower train issues

Best & Worst BMW X5 Years

Best BMW X5 Years to Buy

The best BMW X5 year is 2022 with a reliability score of 67/100, rated good. Other strong picks include 2023 (65/100) and 2025 (64/100).

BMW X5 Years to Avoid

The worst BMW X5 year is 2019 with a score of 52/100, primarily due to electrical system (45) issues.

See full BMW X5 years-to-avoid analysis →

BMW X5 Reliability Score Trend

BMW X5 reliability has improved in recent years, with newer models scoring an average of 63/100 compared to 56/100 for older years.

avg 60
18
19
20
21
22
23
24
25

Scores 0–100. Higher is better. Current year highlighted.

BMW X5 reliability scores by year
YearScoreRating
201859/100Mixed
201952/100Mixed
202056/100Mixed
202157/100Mixed
202267/100Good
202365/100Good
202457/100Mixed
202564/100Good

BMW X5 Reliability Compared to Other Years

Reliability scores compared across model years
YearScorevs Prior YearRatingRecallsComplaints
202662/100 (predicted)Predicted43
202564/100+7Good449
202457/100-8Mixed7134
202365/100-2Good424
202267/100+10Good151
202157/100+1Mixed1385
2020(selected)56/100+4Mixed1181
201952/100-7Mixed13157
201859/100Mixed663

Frequently Asked Questions

Is the 2020 BMW X5 reliable?
The 2020 BMW X5 has a "Mixed" reliability rating (56/100) and may present some ownership challenges. With 11 recalls and 81 complaints, buyers should research known issues carefully.
What are the most common problems with the 2020 BMW X5?
The most commonly reported problems with the 2020 BMW X5 include: ELECTRICAL SYSTEM (20 complaints), ENGINE AND ENGINE COOLING (14 complaints), POWER TRAIN (10 complaints), ENGINE (6 complaints), AIR BAGS (6 complaints). These issues were identified from owner complaints analyzed by Auto Reliability Index.
How many recalls does the 2020 BMW X5 have?
The 2020 BMW X5 has 11 recalls on record. Recalls are safety or compliance fixes issued by the manufacturer and repaired at no cost at authorized dealerships.
Is the 2020 BMW X5 expensive to maintain?
The 2020 BMW X5 has estimated annual repair costs of $1166/year, which is $39 more than the luxury fullsize SUVs average of $1127. Its reliability score of 56/100 and 81 owner complaints suggest that unexpected repairs are more likely. Budgeting for maintenance reserves is advisable.

How We Calculate Reliability Scores

Auto Reliability Index scores are calculated on a 0–100 scale using a weighted formula that combines multiple public data sources. Each factor is weighted based on its predictive value for real-world ownership experience.

Key Ranking Factors

1

Complaint Severity

NHTSA owner complaints weighted by component category (e.g., powertrain, safety systems, electronics, cosmetic) — safety-critical issues carry more weight than cosmetic ones. Adjusted for sales volume so high-volume models aren't unfairly penalized.

2

Repair Costs

Independent reliability ratings based on repair frequency, average repair costs, and severity of typical repairs for each model.

3

Recall Impact

Number of NHTSA recalls weighted by severity. “Stop driving” and fire-risk recalls are penalized more heavily than minor software or labeling recalls.

4

Issue Diversity

Measures how many major vehicle systems (engine, transmission, electrical, braking, etc.) have recorded complaints. A vehicle with issues spread across many systems may indicate systemic quality issues.

Scores are grouped into four tiers:

  • 80–100: Excellent — Top-tier reliability, minimal issues
  • 60–79: Good — Reliable with some minor concerns
  • 40–59: Mixed — Notable issues, research before buying
  • 0–39: Risky — Significant problems, proceed with caution

Data is sourced from NHTSA recall records, owner complaint filings, and independent repair databases. Scores are recalculated as new data becomes available. While the weighting model is proprietary, all underlying data sources are public and traceable.

See incorrect data? Report an issue