Last updated: 2026-10-10

2020 GMC Terrain
RELIABILITY SCORE: 68/100 (GOOD)

2020 GMC Terrain Reliability Report

The 2020 GMC Terrain has a good reliability standing, but sudden loss of brake assist is its main problem, and the 2021 rates better.

Recalls

2

Complaints

160

Complaint Rate

18.6per 10,000 sold

Est. Repair Cost

$558

Annual Fuel Cost

$2,200–$3,000

Detailed Score Breakdown

Complaint Severity54/100

Component-weighted complaints normalized by sales volume

Repair Costs70/100

Independent repair cost ratings

Recall Impact80/100

Recall count weighted by severity

Issue Diversity82/100

Breadth of reported problem categories

The Verdict

Consider

Brake assist failures dominate complaints, and this year sits among the weaker of nine Terrain years even though its overall standing is good.

Top Issues to Watch

  • SERVICE BRAKES (45)
  • POWER TRAIN (23)
  • ELECTRICAL SYSTEM (19)

Generation & Refresh (US)

Post-Redesign (Year 3)

2020 is year 3 of the Second generation (2018).

  • Redesigned for the 2018 model year.
  • Well-established in its generation — most early issues should be resolved.
  • A refresh arrives in 2022.
  • 2nd generation Terrain (US).

What this means for buyers

Well into the generation cycle — most design and manufacturing issues should be resolved by now.

2018: Second generation (2018) Launch

Generation start — new platform.

2020: This Model Year

2020 is year 3 of the Second generation (2018).

2022: Mid-Cycle Refresh

Updated features and styling tweaks.

Should You Buy the 2020 GMC Terrain?

Reliability is good, and close to average against other 2020 SUVs. Within the Terrain lineup it is among the weaker of nine scored years. The 2019 rates about the same. The 2021 rates better and has far fewer complaints. Independent repair-cost data puts yearly repairs at $558, a bit above the $521 for its class. The federal crash-test rating is 5 of 5 stars.

Brakes are the problem to know about. Owners report that brake assist disappears without warning, leaving a rock-hard pedal at highway speed. Failures cluster between about 37,000 and 71,000 miles. Dealers most often blame the brake vacuum pump. In several cases the pump breaks at the camshaft and ruins the engine. Other owners describe hesitation from a stop, where the car does nothing for several seconds and then lurches forward. Federal recall records list two recalls, for child seat and power train.

Ask for records of any vacuum pump, booster, or vacuum pipe work, and check the VIN for open power train recalls. The 2021 is worth a look as an alternative.

Compared to the 2021 GMC Terrain, which scored 6 points higher. See also the 2019 GMC Terrain for an earlier comparison.

Pros

  • +Acceptable reliability score
  • +Infrequent unscheduled repairs
  • +Low recall count
  • +Below-average complaint rate for SUV

Cons

  • −SERVICE BRAKES: Brake assist disappears without warning, leaving a rock-hard pedal that takes... (45 complaints)
  • −POWER TRAIN: Hesitation from a stop is the most common report (23 complaints)

Compare 2020 GMC Terrain With

Common Problem Categories

Safety

LOW RISK
  • 2 manufacturer recalls issued

Other

HIGH RISK
  • SERVICE BRAKES (45)
  • POWER TRAIN (23)

See detailed breakdown by component ↓

Recall Overview

2

recalls on record

The 2020 GMC Terrain carries 2 recalls — a low count. Authorized dealers repair any open recall free of charge, regardless of warranty status.

NHTSA.gov →

Complaint Breakdown

18.6

per 10,000 sold

Segment avg: 20.2

LowAvgHigh
Moderate

Safety Incidents

7

Crashes

1

Fires

5

Injuries

0

Deaths

★★★★★

NHTSA 5/5 Stars

Data sourced from NHTSA complaint filings and manufacturer recall notices. Complaint narratives are owner-reported.

2020 GMC Terrain Recall Details

2 recalls have been issued for the 2020 GMC Terrain. All recall repairs are performed free of charge at authorized dealerships.

23V3390002023-05-11

CHILD SEAT

General Motors, LLC (GM) is recalling certain 2020-2023 Chevrolet Equinox and GMC Terrain vehicles. The four rear-seat lower child seat LATCH anchorage bars may have excessive powder coating, which could prevent a child seat from being installed with the anchorage bars. As such, these vehicles fail to comply with the requirements of Federal Motor Vehicle Safety Standard number 225, "Child Restraint Anchorage Systems."

Consequence

The inability to install a child seat with the LATCH anchorage bars could result in an unsecured child seat, increasing the risk of injury in a crash.

Remedy

Owners are advised to install child seats using the vehicle's rear seat belts until the remedy is complete. Dealers will inspect the latch anchorage bars, and remove and replace the finish, as necessary, free of charge. Owner notification letters were mailed June 2, 2023. Owners may contact Chevrolet customer service at 1-800-222-1020 or GMC customer service at 1-800-462-8782. GM's number for this recall is N232403240.

20V6680002020-10-29

POWER TRAIN

General Motors LLC (GM) is recalling certain 2018-2019 Chevrolet Cruze and Buick LaCrosse, 2018-2020 Chevrolet Equinox, Chevrolet Traverse and GMC Terrain, 2018 Chevrolet Malibu, 2019-2020 Buick Encore, Buick Enclave, Cadillac XT4, Chevrolet Blazer and GMC Acadia, and 2020 Cadillac XT6 vehicles. The start/stop accumulator endcap may have missing bolts.

Consequence

Missing bolts on the start-stop accumulator endcap could result in a transmission oil leak and may progress to a loss of propulsion, increasing the risk of a crash. A transmission fluid leak in the presence of an ignition source may increase the risk of fire.

Remedy

GM will notify owners, and dealers will inspect the start-stop transmission accumulator and replace it if any bolts are missing, free of charge. The recall began December 15, 2020. Owners may contact GMC customer service at 1-888-988-7267, Buick Customer service at 1-866-608-8080, Chevrolet customer service at 1-800-222-1020 or Cadillac customer service at 1-800-458-8006. GM's number for this recall is N202313440.

VIN History Report

Buying a used 2020 GMC Terrain? Check its history first

Service brakes problems lead owner complaints about the 2020 GMC Terrain, and 2 recalls were issued for it. A VIN check shows whether this car's recall work was done, plus accident, title, and odometer history.

No VIN? Just hit “Check VIN” to look one up.

  • Accidents
  • Open Recalls
  • Title History
  • Odometer Rollback

2020 GMC Terrain NHTSA Safety Ratings

Overall Safety Rating

Overall safety rating: 5 out of 5
Crash Test Results by Configuration (expand)

Gas Powertrain

Driver: 5/5Passenger: 5/5

Rollover risk: 18.5%

Safety Technologies

Dynamic Head Restraints (Not Available)Head Restraint (Driver, Front Passenger, Rear Seat)Advanced Belt Feature (Standard)Adjustable Upper Belt Anchorage (Rear Seat)Seat Belt Reminder System (Driver, Front Passenger)Frontal Air Bag (Driver, Front Passenger)Curtain (Driver, Front Passenger, Rear Seat)Torso/Pelvis (Driver, Front Passenger)Knee (Not Available)Additional Air Bags (Not Available)Meets Side Air Bag Out-of-Position Requirements (Info Not Available)LATCH Locations (Rear Seat)Safety Power Windows (Anti-Pinch) (Not Available)Safety Power Windows (Anti-Pinch) locations (Not Available)
View full safety data on NHTSA.gov →

GMC TerrainRepair Costs & Maintenance

Maintenance Rating

3.5Maintenance rating: 3.5 out of 5

Based on NHTSA complaint patterns, recall severity, and publicly available cost benchmarks.

Est. Annual Maintenance

$558

vs $521 avg for compact SUVs

vs $652 avg for all vehicles

Repair Frequency

0.3

unscheduled repair visits per year

Severe Repair Probability

17%

chance of a major repair

Annual Cost Comparison

Terrain
$558
Category Avg
$521
All Vehicles
$652

Category-level averages derived from publicly available industry reports (AAA, CarMD). Model-level estimates produced by Auto Reliability Index.

GMC Terrain Resale Value

The GMC Terrain is estimated to retain about 58.7% of its original value after 5 years, based on observed used-car listings.

This benchmark covers the GMC Terrain model overall and is not specific to the 2020 model year.

Value Retained
58.7%

after 5 years

Depreciation
41.3%

over the same period

Listings Analyzed
225

U.S. used-car listings

Listings observed in . This is a historical market benchmark, not a current price quote.

Explore GMC Terrain depreciation and resale value on CarResaleValue.com

MPG & Annual Running Costs

Gas

23–27 MPG

Running cost: $2,750–$3,550/yr

Fuel + repair

21–26 city / 26–30 hwy MPG

Running cost includes EPA fuel-cost estimate and independent repair-cost data (repair cost estimated at model level). Excludes routine maintenance, depreciation, and insurance. Data as of 2020 EPA label cycle.

Gas trims
TrimDriveTrans.CityHwyCombFuel Cost
Terrain FWD 1.5L 4-cylFront-Wheel DriveAutomatic 9-spd263027$2,200
Terrain AWD 1.5L 4-cylAll-Wheel DriveAutomatic 9-spd252826$2,300
Terrain FWD 2.0L 4-cylFront-Wheel DriveAutomatic 9-spd222824$2,900
Terrain AWD 2.0L 4-cylAll-Wheel DriveAutomatic 9-spd212623$3,000

Used Buying Checklist

Key things to inspect or verify before purchasing a 2020 GMC Terrain.

  • Ask for records of brake vacuum pump, booster, or booster sensor work and confirm whether GM extended coverage applies to this VIN.

  • With the engine running, press the brake firmly several times and walk away if the pedal feels hard or Service Brake Assist appears.

  • Listen at idle with the hood open for ticking from the engine bay, which owners report before vacuum pump failure.

  • From a full stop, accelerate briskly several times and reject any delay, stumble, or sudden lurch.

  • Shift into reverse and confirm the backup camera shows a clear picture, not a cloudy image or blue screen.

  • Lift the floor mats and spare tire cover and check for water, damp carpet, or a musty smell.

  • Scan for stored codes, especially P0299 and P129F, and ask about any engine replacement or oil top-ups.

  • Check federal recall records for the VIN and get records of any fuel pump or control module replacement.

2020 GMC Terrain Common Problems by Component

160 owner complaints grouped by vehicle system.

45
23
20
19
21
SERVICE BRAKES (45)POWER TRAIN (23)UNKNOWN OR OTHER (20)ELECTRICAL SYSTEM (19)ENGINE (13)VEHICLE SPEED CONTROL (8)FUEL/PROPULSION SYSTEM (6)FUEL SYSTEM (5)Other (21)

SERVICE BRAKES

45 complaintsSafety-related

Brake assist disappears without warning, leaving a rock-hard pedal that takes both feet or full body weight to stop. A Service Brake Assist message, a check engine light, or a ticking noise sometimes comes first, but many failures arrive with no warning at highway speed. Four complaints involve crashes. Dealers most often blame the brake vacuum pump, and some owners also have the booster, booster sensor, or vacuum pipe replaced, sometimes more than once. Failures cluster between about 37,000 and 71,000 miles. In several cases the pump breaks at the camshaft and ruins the engine.

45 complaints total4 crashes

POWER TRAIN

23 complaints

Hesitation from a stop is the most common report. The pedal goes to the floor, nothing happens for several seconds, and then the car lurches forward, often while pulling into traffic. Dealers often find no code. Other complaints describe vacuum pump failures that break the timing chains, full engine rebuilds or replacements, heavy oil burning with misfires, and reduced power linked to the intercooler. Some owners also report a front-end wobble or clicking under throttle and the transmission dropping into neutral or park while moving. Several say recalls on similar GM vehicles leave out their VIN.

23 complaints total

UNKNOWN OR OTHER

20 complaintsSafety-related

Backup camera failure is the most repeated problem. The image turns cloudy and then goes to a blue screen with a service message. Water intrusion gets the blame, and some replacement cameras fail again. Water leaks are a second theme, with clogged sunroof drains and a firewall leak soaking the floorboards. Scattered reports cover a highway stall with several warnings at once, a cracked radiator that cuts cabin heat, Auto Stop delays, A/C failure, and a shattered sunroof. One complaint describes the vehicle catching fire on the interstate after sparks near a rear tire.

20 complaints total1 fire
ELECTRICAL SYSTEM (19 complaints)

ELECTRICAL SYSTEM

19 complaints

Infotainment glitches lead this category. Screens go black, the radio jumps to full volume, and Bluetooth and USB connections drop. Backup cameras fail to a blue screen, sometimes even after the camera is replaced. More serious reports describe the car shutting down at intersections, shifting into park at speed with the steering locked, and an anti-theft fault that blanks every gauge on the interstate. Repeated Service Brake Assist warnings with a stiff pedal also show up here. Auto Stop draws complaints because it cannot be switched off and delays pulling away.

19 complaints total
ENGINE (13 complaints)

ENGINE

13 complaints

Sudden engine destruction is the main theme. The vacuum pump seizes or a camshaft end cap comes loose, the cam skips timing, and the engine is ruined, sometimes at highway speed with no prior warning. Other reports describe oil loss requiring a new engine while still under warranty, metal shavings inside the engine, and shaking with a flashing check engine light. A second pattern is turbo underboost code P0299, with power loss in cold or foggy weather traced to moisture in the charge air cooler. Fuel pump module stalls and hesitation from a stop also appear.

13 complaints total
VEHICLE SPEED CONTROL (8 complaints)

VEHICLE SPEED CONTROL

8 complaints

Stalling or power loss on acceleration, mostly after a stop, is the core problem, and owners describe near misses at intersections. Without a stored code, dealers often cannot find the fault and keep cars for weeks. Other reports describe the car slowing on the highway with the check engine and traction lights on, one ending in an engine rebuild at about 25,000 miles. Adaptive cruise shuts off on its own, and one owner reports the cruise setting itself far too high. A hard brake pedal on the highway accounts for the 2 injuries listed.

8 complaints total2 injuries
FUEL/PROPULSION SYSTEM (6 complaints)

FUEL/PROPULSION SYSTEM

6 complaints

The engine stalls without warning and will not restart, most often because the fuel pump control module has failed. Stalls happen in traffic, and one stranded car could not be shifted into neutral to be pushed aside. A battery saver message or code P129F can accompany the failure, and one owner paid $850 for the module. Some owners say a federal notice covers this failure but their VIN is excluded. Other reports describe the throttle going dead from a stop and a tank that takes only a few gallons while the gauge reads full.

6 complaints total
FUEL SYSTEM (5 complaints)

FUEL SYSTEM

5 complaints

The car stalls or refuses to restart, and the cause is traced to the fuel pump or fuel pump control module. Messages such as Low Battery or Start the Vehicle often appear afterward. Some cars lose power while moving with the check engine light on, and others fail to start after refueling. Most reported failures fall between about 42,000 and 45,175 miles, with one at 88,000. Every case ends with a tow. One owner links the failure to a fuel system recall that does not include their VIN.

5 complaints total
FORWARD COLLISION AVOIDANCE (3 complaints)

FORWARD COLLISION AVOIDANCE

3 complaintsSafety-related

Automatic emergency braking fails in both directions. In one crash report, it did not engage before a collision. Another car applies its brakes on its own and shows hill descent messages on level ground, with under 4100 miles on the clock. A third report says none of the safety features have ever worked. The risk runs both ways: the system can fail to brake when a car is ahead and can also brake when nothing is there.

3 complaints total1 crash
VISIBILITY (2 complaints)

VISIBILITY

2 complaints

Water comes in through the sunroof drains, soaking the carpets and pooling in the spare tire well. In one case mold grew inside the cabin, and the owner reports a respiratory illness, which is the single injury listed. Dealers unclog the drains, replace the carpets, and swap sunroof parts, but the leak comes back. The other complaint describes the rear camera failing with a Service Rear Camera System message at about 53,500 miles.

2 complaints total1 injury

When Do 2020 GMC Terrain Problems Start?

Based on owner complaint patterns, here's when common issues tend to appear.

37,000–71,000 milesBrake vacuum pump failure
42,000–88,000 milesFuel pump module stall

Best & Worst GMC Terrain Years

Best GMC Terrain Years to Buy

GMC Terrain Years to Avoid

66
Good

2018

5Recalls
201Complaints
68
Good

2020

(Current Model)

2Recalls
160Complaints

GMC Terrain Reliability Score Trend

Scores 0–100. Higher is better. Current year highlighted.

GMC Terrain reliability scores by year
YearScoreRating
201866/100Good
201968/100Good
202068/100Good
202174/100Good
202272/100Good
202375/100Good
202477/100Good
202578/100Good
202682/100Excellent

GMC Terrain Reliability Compared to Other Years

Reliability scores compared across model years
YearScorevs Prior YearRatingRecallsComplaints
202682/100+4Excellent00
202578/100+1Good08
202477/100+2Good129
202375/100+3Good221
202272/100-2Good465
202174/100+6Good228
2020(selected)68/1000Good2160
201968/100+2Good3163
201866/100—Good5201

Frequently Asked Questions

Is the 2020 GMC Terrain reliable?
Yes, its reliability standing is good, and it is close to average among 2020 SUVs. It is among the weaker of the nine scored Terrain years, though. Owners filed 160 complaints, and the biggest group concerns brakes. The 2019 rates about the same, while the 2021 rates better.
What are the most common problems with the 2020 GMC Terrain?
Service brakes lead with 45 complaints, followed by power train with 23, electrical system with 19, and engine with 13. Owners describe lost brake assist, hesitation from a stop, infotainment glitches and backup camera failures, and sudden engine damage tied to the vacuum pump.
Does the 2020 GMC Terrain have brake problems?
Yes. Owners say brake assist can vanish without warning, leaving a very stiff pedal. Some get a Service Brake Assist message first, but many get none. Four complaints involve crashes. Dealers most often replace the brake vacuum pump, and failures cluster between about 37,000 and 71,000 miles.
Does the 2020 GMC Terrain have recalls?
Federal recall records show two recalls for this year, covering child seat and power train. The 2019 has three. Check the VIN with a dealer or the federal recall lookup, since some owners say recalls on similar GM vehicles left out their VIN.
How much does the 2020 GMC Terrain cost to repair?
Independent repair-cost data estimates $558 a year for the Terrain across model years. That is somewhat higher than the $521 for its class. A vacuum pump failure that damages the engine would cost far more than a typical year.

Don’t buy a 2020 GMC Terrain without checking its VIN first — hidden accidents, title issues, and open recalls could cost you thousands.

Look Up a VIN →

How we score the 2020 GMC Terrain

Of the four inputs behind this score, the 2020 GMC Terrain does best on how many systems draw complaints (82/100) and worst on complaint severity (54/100). Scores weight complaint severity at 35%, repair costs at 30%, recall impact at 20%, and the spread of complaints across systems at 15%, with complaint counts adjusted for US sales. Read the full methodology.

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